*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{margin:0;font:17px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:#1a2230;background:#f7f8fa}
.wrap{max-width:760px;margin:0 auto;padding:0 16px}a{color:#0b5394}a:hover{color:#073763}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:9}
.top{background:#0f2a47;color:#fff}.bar{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:4px;padding-top:6px;padding-bottom:6px}
.brand{display:flex;align-items:center;gap:8px;color:#fff;font-weight:700;font-size:20px;text-decoration:none;min-height:44px}
nav a{display:inline-flex;align-items:center;min-height:44px;padding:0 10px;color:#fff;text-decoration:none;font-weight:600}nav a:hover{text-decoration:underline;color:#fff}
h1{font-size:1.75rem;line-height:1.25;margin:24px 0 12px}h2{font-size:1.3rem;margin:28px 0 8px}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:10px 22px;border-radius:8px;background:#0b5394;color:#fff;font-weight:700;text-decoration:none;border:2px solid #0b5394;font-size:1.05rem;cursor:pointer}
.btn:hover{background:#073763;color:#fff}.btn.big{font-size:1.2rem;min-height:56px;width:100%;max-width:420px}.btn.ghost{background:#fff;color:#0b5394}
.btn:focus-visible,a:focus-visible,textarea:focus-visible{outline:3px solid #b45309;outline-offset:2px}
.card{background:#fff;border:1px solid #c9d1dc;border-radius:10px;padding:16px;margin:16px 0}
.list{list-style:none;padding:0}.list li a{display:flex;align-items:center;min-height:48px;padding:8px 12px;background:#fff;border:1px solid #c9d1dc;border-radius:8px;margin:8px 0;font-weight:600;text-decoration:none}
.list li a::after{content:"\203A";margin-left:auto;font-size:1.4em}
.note{border-left:5px solid #0b5394;background:#eaf1f8;padding:12px 14px;border-radius:4px}
.warn{border-left:5px solid #9a3412;background:#fff4ec;padding:12px 14px;border-radius:4px}
textarea{width:100%;min-height:180px;font:inherit;padding:12px;border:2px solid #5b6675;border-radius:8px;background:#fff;color:#1a2230}
label{font-weight:700;display:block;margin:8px 0}.row{display:flex;gap:10px;flex-wrap:wrap;margin:12px 0}
.risk{padding:14px;border-radius:8px;border:3px solid;font-weight:700;font-size:1.15rem}
.risk-high{background:#fde8e8;border-color:#9b1c1c;color:#7f1d1d}.risk-med{background:#fff4d6;border-color:#92400e;color:#713f12}.risk-low{background:#e6f4ea;border-color:#166534;color:#14532d}
.flag{background:#fff;border:1px solid #c9d1dc;border-left:6px solid #7f1d1d;border-radius:6px;padding:10px 12px;margin:10px 0}.flag h3{margin:0 0 4px;font-size:1.05rem}
.flag .m{font-size:.95rem;color:#3d4756}.hidden{display:none}
.foot{background:#e9edf2;margin-top:40px;padding:12px 0;font-size:.95rem;color:#1a2230}.foot a{display:inline-block;padding:10px 0;min-height:44px}
ins.adsbygoogle[data-ad-status="unfilled"],.ad-slot:empty{display:none!important}
small,.muted{color:#3d4756}
@media(min-width:900px){h1{font-size:2.1rem}}